One of the main reasons why a simple frugal lifestyle is so scary to set-up is how seemingly complicated it is.

You have to plan out your expenses, monitor it, live a simpler life than others, so on and so forth. But, it’s actually simpler than you think! It all boils down to making a personal budget plan, and making budget cuts wherever possible.

Here are 6 easy steps to start your simple frugal lifestyle.

Step-by-step plan to start a simple frugal lifestyle

Start a simple frugal lifestyle budget plan

If you want to do this right, you need a personal budget plan.

Having a personal budget plan is essential for a simple frugal lifestyle because it gives your finances direction. It tells you how much you can spend, and where you can spend it on. It also keeps you from going back to your bad habits.

All in all, whether you’re starting a simple frugal lifestyle or not, you need to have a personal budget plan.

Find ways to lessen your expenses

You’re going to have to sit down and ask yourself: “what can I live without?”

Go over all of your expenses. Your needs, wants, and how much you save. Start analyzing where you can make budget cuts. Do you have wants that are a bit too much? Are you sure that one thing is actually a need? You can also use saving strategies to help you lessen your expenses.

Reflect on your expenses, and take off whatever isn’t necessary!

Develop Habits to Save Resources

Money, electricity, water, you name it; developing a habit of being frugal about these is the cornerstone of every simple frugal lifestyle.

A lot of times we leave appliances running and lights on when they’re not in use. You should make sure to be more mindful about your electricity bills, because every pound counts. You should also find ways to be more frugal with your water consumption. Wash the dishes quicker. Use only what’s necessary. You can also follow creators that send tips for saving, such as the Wealth’s Whisper Twitter!

If you don’t need it, save it!

Start doing things by yourself

People underestimate the power of doing things by yourself.

For one, you may be too busy to clean your own home, so you hire a cleaning attendant. But, making time for even an hour a week will save you a lot in the long run. Same with having your car washed, or having your lawn or garden tended.

If you get an opportunity to do them by yourself, try it out!

Plan your debt for your simple frugal lifestyle

Now that you’ve taken money off of expenses, start focusing on what you owe.

If you don’t have a debt plan, you should start one because it really makes paying your debt much faster. Start by listing down how much you can put off of your funds to pay for your debt per month. And then, determine by when you’ll be able to pay your debt off. Most of the time, you can make that date arrive sooner with little adjustment to your monthly pay-off.

The important part is to set a deadline and a schedule for paying off your debt.

Adjust your personal budget plan

Now that you’ve done a few rearrangements in terms of your spending, it’s time to adjust your personal budget plan, too.

Reconsider everything that you’ve done and put it down on your budget plan. Your budget plan is there to guide you, and putting it down on paper or digitally will help remind you what your goals are. Regularly visit your budget plan, and monitor if you’re following it correctly.

The budget plan will be your financial map, and it will lead you to your greatness!

Simple frugal lifestyle in a nutshell

It all boils down to making budget cuts wherever possible.

Whatever you can save up, you invest them or use those funds to pay off your debt. The important thing to note is to always follow your personal budget plan. Before making a purchase, consult your personal budget plan and determine whether you could make that expense or not.

That is what it means to live a simple frugal lifestyle.